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I can't tell for the banking app, but I know that the identity token app specifically looks for alternative ROMs like Lineage. The message I get is a bit clearer there.

Is it possible they are detecting the unlocked bootloader (you can't relock it on anything but stock)? I don't know because my Bank app doesn't complain and I don't care about passing safety net so never studied this problem much, but the possibility occurred to me.

Does the app explicitly complain about 'root', or does it say something more general like 'unsecure phone'? Only a few weeks ago one of my banking apps (Fidor) stopped working on my Pro¹, saying something like 'unsecure phone detected' or some such (can't remember the exact words), and the phone isn't even rooted. The banking app, same as the 'Entrust Identity' app which generates login tokens for my employer's VPN, seems to already see a security issue if it simply finds an alternative ROM like Lineage or AICP. That said, I've heard about the existence of an Xposed module that is suppos

Have you tried the magisk hide functionality? This did the trick for me for all aps that detected root -- I just add them to the hide list and problem solved.

Magisk has been updated (23.0), so the internal SafetyNet check should work again!